Shared expenses, without the stress

Share the moment.Not the awkward math.

Keep trips, dinners, rent, and everyday costs fair. See who paid, split things your way, and settle up without the group-chat math.

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  • Flexible splits
  • Private groups
  • Fewer repayments
Product preview showing a Joshua Tree group, shared expenses, current balances, and a plan with fewer repayments.

What it solves

Everyone knows where they stand.

One place for the costs, the math, and the final payback—without spreadsheets or awkward reminders.

01

Keep every cost together

Organize expenses by group, add a receipt, and keep the details everyone needs in one place.

02

Split it fairly

Divide a bill equally, by exact amount, percentage, or shares—and include only the people involved.

03

Know where everyone stands

See who paid, who owes, and each person’s balance without rebuilding the math in a group chat.

04

Settle with less friction

Simply Settle can reduce the number of repayments, while cash payments stay clearly recorded.

Made for real life

Keep money from becoming the main event.

Clear shared expenses mean less uncertainty, fewer reminders, and more room for the people and plans that actually matter.

Trips

Enjoy the weekend instead of reconstructing who covered the hotel, dinner, and ride home.

Homes

Keep rent, groceries, utilities, and shared purchases visible without a monthly spreadsheet ritual.

Couples

Make shared costs clear without turning every purchase into another money conversation.

Friends & events

Handle dinners, celebrations, gifts, and group plans without chasing everyone afterward.

What you can do

Flexible enough for real life.

From one dinner to a 50-person trip, the important details stay understandable and the final balance stays clear.

  • Groups for up to 50 people
  • Multiple payers on one expense
  • Equal and exact-amount splits
  • Percentage and share-based splits
  • Different participants for each expense
  • Categories and receipt images
  • Add expenses without a connection
  • Automatic balances for everyone
  • Fewer repayments with Simply Settle
  • Recorded cash repayments
  • CSV and JSON data export
  • Account access for your AI agent
  • No ads or daily expense caps

Secure & private

Your expenses aren't anyone else's business.

Only authorized group members can see shared details. Receipts are sanitized and stored privately. We don't sell personal information, show behavioral ads, or build advertising profiles from expense details.

Read how we protect your data

Private groups and receipts

Server-checked permissions

Export and account deletion

Settle the tab

Less awkward. More settled.

Create a group, add the costs, and give everyone a clear way to make things even.

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